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Terms of Service

Binding agreement governing your access to and use of the QuantLink platform

Terms of Service

Effective Date: March 24, 2026



§1. Acceptance of Terms

Welcome to QuantLink AI ("QuantLink," "we," "us," or "our"). These Terms of Service ("Terms") constitute a legally binding agreement between you ("you," "your," or "User") and QuantLink AI, governing your access to and use of the QuantLink platform, including our website at quantlink.ai, all associated applications, tools, APIs, and services (collectively, the "Service").

By accessing or using the Service, creating an account, or clicking "I Agree," you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, Acceptable Use Policy, and Financial Disclaimer, each of which is incorporated herein by reference. If you do not agree to these Terms, you must not access or use the Service.

We may update these Terms from time to time. Your continued use of the Service after any changes constitutes acceptance of the revised Terms. We will notify you of material changes via email or a prominent notice on the Service at least thirty (30) days before the changes take effect.


§2. Definitions

For the purposes of these Terms:

  • "Content" means all data, text, graphics, charts, analyses, reports, software, and other materials available through the Service, including Market Data, AI Outputs, and User Content.
  • "Market Data" means financial data, stock prices, indices, economic indicators, analyst estimates, company financials, and related information sourced from third-party data providers and made available through the Service.
  • "AI Outputs" means any content, analyses, reports, predictions, or recommendations generated by QuantLink's artificial intelligence, machine learning, or algorithmic systems, including but not limited to Deep Research reports and AutoML model outputs.
  • "User Content" means any content, data, or materials that you submit, post, or transmit through the Service, including custom dashboards, watchlists, notes, and portfolio data.
  • "Subscription" means any paid plan that grants access to premium features, data, or capabilities of the Service.
  • "Third-Party Data Providers" means external entities that supply Market Data to QuantLink, including but not limited to our third-party financial data providers.

§3. Description of Services

QuantLink provides a financial data analytics and informational platform that includes:

  • Stock search, research, and screening tools
  • Real-time and historical market data (prices, indices, economic indicators)
  • Financial analysis tools (financials, valuations, margins, profitability, momentum, risk metrics)
  • Technical analysis and interactive charting
  • Analyst consensus data and estimates
  • AI-powered deep research and analysis capabilities
  • Custom dashboards and portfolio management tools (Beta)
  • Factor modeling and quantitative analysis
  • AutoML machine learning for stock analysis
  • Aggregated market news and press releases

Important Notice: QuantLink is not a broker-dealer, registered investment adviser, financial institution, or fiduciary. The Service provides informational and analytical tools only. Nothing on the Service constitutes investment advice, a recommendation, or a solicitation to buy or sell any security. See our Financial Disclaimer for complete details.


§4. Eligibility and User Accounts

4.1 Eligibility

You must be at least eighteen (18) years of age and have the legal capacity to enter into a binding agreement to use the Service. By using the Service, you represent and warrant that you meet these requirements. If you are using the Service on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

4.2 Account Registration

To access certain features of the Service, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your password and for all activities that occur under your account.

4.3 Account Sharing Prohibited

Your account is personal to you and may not be shared with, transferred to, or used by any other person. You may not share your login credentials or allow multiple individuals to access the Service through a single account. Each user must maintain their own account. Violation of this provision may result in immediate account termination without refund.

4.4 Account Security

You must immediately notify QuantLink of any unauthorized use of your account or any other breach of security at hello@quantlink.ai. QuantLink will not be liable for any loss or damage arising from your failure to protect your account credentials.


§5. Subscriptions and Payments

5.1 Free and Paid Plans

The Service may be offered in both free and paid subscription tiers. Free accounts may have limitations on features, data access, and usage. Paid subscriptions provide access to premium features as described on our pricing page.

5.2 Billing and Renewal

Paid subscriptions are billed in advance on a monthly or annual basis, depending on the plan you select. Your subscription will automatically renew at the end of each billing cycle unless you cancel before the renewal date. You authorize QuantLink to charge your designated payment method for all applicable fees.

5.3 Price Changes

QuantLink reserves the right to modify subscription pricing at any time. We will provide at least thirty (30) days' notice of any price increase. If you do not agree to the new pricing, you may cancel your subscription before the next billing cycle.

5.4 Refunds

All subscription fees are non-refundable except as required by applicable law. If you cancel a subscription, you will continue to have access to the paid features through the end of your current billing period. No partial refunds will be issued for unused portions of a billing cycle.

5.5 Taxes

You are responsible for any applicable taxes, duties, or other governmental levies associated with your subscription, except for taxes based on QuantLink's income.


§6. License Grant

6.1 Limited License

Subject to your compliance with these Terms, QuantLink grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service for your personal, non-commercial, informational purposes (or internal business purposes if you maintain a business subscription).

6.2 Scope of License

This license permits you to:

  • View and interact with Market Data and Content on the Service
  • Create and manage custom dashboards, watchlists, and portfolios
  • Generate and view AI-powered analyses and reports for your own use
  • Download or print reasonable portions of Content for your personal, non-commercial reference

§7. Usage Restrictions

You are welcome to share, screenshot, and distribute Content from the Service for personal, educational, or informational purposes. However, you may not, directly or indirectly:

  • Commercially exploit the Content except as expressly permitted under your subscription plan
  • Systematically download, store, or cache Market Data beyond what is necessary for your normal use of the Service
  • Use automated systems (bots, spiders, crawlers, or similar technologies) to access or collect data from the Service without prior written consent
  • Reverse engineer, decompile, or disassemble any aspect of the Service, including our algorithms, AI models, or proprietary technology
  • Remove or alter any copyright, trademark, or other proprietary notices from the Content
  • Use the Service to build a competing product, service, or data aggregation platform

§8. Prohibited Conduct

You agree not to engage in any of the following prohibited activities:

  • Violating any applicable local, state, national, or international law or regulation
  • Using the Service for market manipulation, insider trading, or any other form of securities fraud
  • Impersonating any person or entity or falsely stating or otherwise misrepresenting your affiliation with a person or entity
  • Interfering with or disrupting the Service or servers or networks connected to the Service
  • Attempting to gain unauthorized access to any accounts, systems, or networks associated with the Service
  • Transmitting any viruses, malware, or other harmful code
  • Engaging in any activity that imposes an unreasonable or disproportionately large load on our infrastructure
  • Using the Service to send unsolicited commercial communications (spam)
  • Harvesting or collecting personally identifiable information of other users

§9. Intellectual Property Rights

9.1 QuantLink IP

The Service and its entire contents, features, and functionality — including but not limited to all software, code, algorithms, AI/ML models, designs, text, graphics, logos, icons, images, audio clips, data compilations, and the selection and arrangement thereof — are owned by QuantLink AI, its licensors, or other providers and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

9.2 Trademarks

The QuantLink name, QuantLink AI, and all related names, logos, product and service names, designs, and slogans are trademarks of QuantLink AI. You may not use such marks without our prior written permission.

9.3 Third-Party IP

Market Data and certain Content are provided by Third-Party Data Providers and are subject to their respective terms and intellectual property rights. See our Data Attribution & Sources page for details.


§10. Third-Party Data Providers

QuantLink aggregates Market Data from multiple Third-Party Data Providers including multiple third-party financial data providers. You acknowledge and agree that:

  • Third-Party Data Providers are not responsible for the accuracy, completeness, or timeliness of Market Data as displayed on the Service
  • Market Data may be delayed, and real-time data availability depends on your subscription level and the specific data source
  • Third-Party Data Providers may have their own terms of service that apply to their data, and QuantLink's display of such data does not transfer any rights in such data beyond the limited license granted herein
  • QuantLink disclaims any and all liability for losses or damages arising from errors, omissions, or inaccuracies in Third-Party Data
  • You may not redistribute, resell, or commercially exploit any Market Data obtained through the Service

§11. User-Generated Content

11.1 Ownership

You retain ownership of any User Content you submit through the Service. By submitting User Content, you grant QuantLink a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, modify, display, and distribute your User Content solely in connection with operating and improving the Service.

11.2 Responsibility

You are solely responsible for your User Content and the consequences of posting or publishing it. You represent and warrant that you own or have the necessary rights, licenses, and permissions to submit your User Content and that it does not infringe any third-party rights.

11.3 Removal

QuantLink reserves the right to remove any User Content that violates these Terms or is otherwise objectionable, at our sole discretion and without prior notice.


§12. No Investment Advice

NO INVESTMENT ADVICE: The Content available through the Service, including but not limited to Market Data, AI Outputs, analyses, charts, research reports, and screening results, is for informational and educational purposes only and does not constitute investment advice, financial advice, trading advice, tax advice, legal advice, or any other form of professional advice.

QuantLink is not a registered investment adviser, broker-dealer, financial institution, or fiduciary. No Content on the Service should be construed as a recommendation or solicitation to buy, sell, or hold any security, financial product, or instrument. You should always consult with a qualified, licensed financial professional before making any investment decisions.

Any investment decisions you make are at your own risk. QuantLink shall not be liable for any losses, damages, or other consequences resulting from your reliance on any Content available through the Service. For complete details, see our Financial Disclaimer.


§13. Disclaimer of Warranties

AS IS / AS AVAILABLE: THE SERVICE, INCLUDING ALL CONTENT, MARKET DATA, AI OUTPUTS, AND FUNCTIONALITY, IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

Without limiting the foregoing, QuantLink does not warrant that:

  • The Service will be uninterrupted, timely, secure, or error-free
  • The results obtained from the Service will be accurate, complete, or reliable
  • The quality of any Content, Market Data, or AI Outputs will meet your expectations
  • Any errors in the Service will be corrected
  • The Service will be compatible with any particular hardware, software, or device

You acknowledge that no data transmission over the Internet or electronic storage system can be guaranteed to be 100% secure. QuantLink does not warrant the security of any information transmitted to or from the Service.

Market Data may contain errors, omissions, or inaccuracies. Historical data may be revised or corrected without notice. Real-time data may be delayed. AI Outputs are algorithmically generated and may contain errors, biases, or hallucinations. You assume all risk associated with your use of the Service and reliance on any Content.


§14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL QUANTLINK AI, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, OR ASSIGNS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

  • LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL
  • TRADING LOSSES OR INVESTMENT LOSSES
  • COST OF PROCUREMENT OF SUBSTITUTE SERVICES
  • ANY DAMAGES ARISING FROM YOUR RELIANCE ON MARKET DATA, AI OUTPUTS, OR OTHER CONTENT
  • ANY DAMAGES ARISING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR DATA

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF QUANTLINK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Liability Cap: IN NO EVENT SHALL QUANTLINK'S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE EXCEED THE GREATER OF (A) THE TOTAL AMOUNT OF FEES PAID BY YOU TO QUANTLINK DURING THE TWELVE (12) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100.00).


§15. Indemnification

You agree to indemnify, defend, and hold harmless QuantLink AI, its directors, officers, employees, agents, affiliates, successors, and assigns from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from:

  • Your use of or access to the Service
  • Your violation of these Terms
  • Your violation of any third-party rights, including intellectual property rights
  • Any investment, trading, or financial decisions made in connection with or reliance on the Service
  • Your User Content
  • Any claim that your use of the Service caused damage to a third party

§16. Dispute Resolution and Binding Arbitration

IMPORTANT: PLEASE READ THIS SECTION CAREFULLY. This section contains a binding arbitration clause and a class action waiver that affect your legal rights. By agreeing to these Terms, you agree to resolve most disputes through individual arbitration rather than in court.

16.1 Informal Resolution

Before initiating any formal dispute resolution proceeding, you agree to first contact QuantLink at hello@quantlink.ai and attempt to resolve the dispute informally for at least sixty (60) days. If the dispute is not resolved within sixty (60) days, either party may proceed with arbitration as described below.

16.2 Binding Arbitration

Any dispute, controversy, or claim arising out of or relating to these Terms or the Service that cannot be resolved through informal negotiations shall be finally resolved by binding arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules and Supplementary Procedures for Consumer-Related Disputes. The arbitration shall be conducted by a single arbitrator in Wilmington, Delaware (or at another mutually agreed location). The arbitrator's decision shall be binding and may be entered as a judgment in any court of competent jurisdiction.

16.3 Class Action Waiver

YOU AND QUANTLINK AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. Unless both you and QuantLink agree otherwise in writing, the arbitrator may not consolidate more than one person's claims and may not otherwise preside over any form of a representative, class, or consolidated proceeding.

16.4 Opt-Out Right

You may opt out of this arbitration agreement and class action waiver by sending written notice to hello@quantlink.ai within thirty (30) days of first accepting these Terms. Your notice must include your name, mailing address, account username (if applicable), and a clear statement that you wish to opt out of the arbitration and class action waiver provisions. If you opt out, all other provisions of these Terms will continue to apply.

16.5 Exceptions

This arbitration agreement does not preclude either party from (a) seeking injunctive or equitable relief in a court of competent jurisdiction to prevent actual or threatened infringement, misappropriation, or violation of intellectual property rights, or (b) filing claims in small claims court for disputes within its jurisdictional limits.


§17. Governing Law

These Terms and any dispute arising out of or relating to these Terms or the Service shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions. To the extent that any lawsuit or court proceeding is permitted hereunder, you and QuantLink agree to submit to the exclusive personal jurisdiction of the state and federal courts located in Wilmington, Delaware.


§18. Termination

18.1 By You

You may terminate your account at any time by contacting us at hello@quantlink.ai or through your account settings. Termination does not entitle you to a refund of any prepaid subscription fees.

18.2 By QuantLink

QuantLink may suspend or terminate your account and access to the Service at any time, with or without cause, with or without notice, effective immediately. Grounds for termination include, but are not limited to, breach of these Terms, the Acceptable Use Policy, violation of applicable laws, fraudulent or abusive activity, or extended periods of inactivity.

18.3 Effect of Termination

Upon termination, your right to use the Service will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including without limitation Sections 9, 12, 13, 14, 15, 16, 17, and this Section 18.


§19. Modifications to Terms

QuantLink reserves the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms on the Service with a new "Last Updated" date and, for material changes, by sending an email to the address associated with your account at least thirty (30) days before the changes take effect. Your continued use of the Service after the effective date of any changes constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, your sole remedy is to discontinue use of the Service and close your account.


§20. Severability and Waiver

20.1 Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable, and the remaining provisions shall continue in full force and effect.

20.2 Waiver

No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision. QuantLink's failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.


§21. Entire Agreement

These Terms, together with the Privacy Policy, Acceptable Use Policy, Financial Disclaimer, Cookie Policy, and any other policies referenced herein, constitute the entire agreement between you and QuantLink regarding the Service and supersede all prior agreements, communications, and proposals, whether oral or written, regarding the Service.


§22. Contact Information

If you have any questions about these Terms, please contact us:

For copyright infringement claims, please see our DMCA Policy.